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There is no supported standalone money file. Use Load → open save folder; on Windows the saves are under AppData\LocalLow\Hovgaard Games\Big Ambitions\SaveGames.
Big Ambitions does not document a supported standalone “money file.” Money belongs to the save data. To find the save safely, open the game, choose Load, and use the button that opens the saved-games folder. On Windows, the developer gives the base path as C:\Users\<your name>\AppData\LocalLow\Hovgaard Games\Big Ambitions\SaveGames.
Using the game's button avoids guessing the Windows account name or opening the wrong Early Access version folder. The developer recommends this route before listing the manual path.
%USERPROFILE%\AppData\LocalLow\Hovgaard Games\Big Ambitions\SaveGames
AppData is hidden by default. Paste the path into File Explorer's address bar or use the in-game folder button. A Hovgaard developer posted the same LocalLow\Hovgaard Games\Big Ambitions\SaveGames location directly.
The checked community path reference places Big Ambitions data under ~/Library/Application Support/Hovgaard Games/Big Ambitions/. Use the in-game open-folder control when available because the internal save/version nesting may differ.
Backing up the whole folder preserves related files that may be needed together. If Steam Cloud is enabled, confirm which copy is newer before accepting a cloud-conflict prompt.
On the main menu, open Load and enable Recovery Saves. The developer states that this toggle shows autosaves below the manual saves. Try that before replacing files after a crash or bad decision.
Use a custom game or supported difficulty/start settings instead of editing internal save data. That keeps the save readable by the current game and avoids depending on an undocumented field that may change between builds.
The presence of a number in a local file does not prove it is the only authoritative balance. If you experiment anyway, work only on a disposable copy and never present an altered save as a bug reproduction.
LocalLow, not only Roaming.For ordinary recovery, the safe sequence is: Recovery Saves → full-folder backup → verify the current version → load the copy. Money editing is not required to restore a legitimate save.
Clarified the query ambiguity, added verified Windows and macOS locations, backup steps, recovery saves, and safe handling limits.